A fun way for kids to learn about money while earning interest and enjoying special surprises for saving.

Open a Kid’s Savings Club Account in Southern Oklahoma Today
Citizens Bank and Trust’s Kids Savings Club Account is designed to teach children the importance of building strong financial habits while keeping the process fun and rewarding. With each deposit, your child’s savings account register is updated, in turn helping them learn how deposits grow over time. For deposits of $2.00 or more, kids also receive a small surprise at the time of the transaction, making saving both exciting and educational.
The account requires only $5.00 to open, making it accessible for families who want to get started right away. Plus, kids will enjoy watching their money grow with interest paid quarterly and compounded daily. It’s a safe and supportive way to build lifelong financial confidence.

Kid’s Savings Account Details Made Simple
Here are the basics you’ll want to know before opening a Kids Savings Club Account:
For more information, call us at (580) 226-4610 or stop by one of our branches during business hours..
FAQs About Our Kid’s Savings Accounts
Saving should feel simple, exciting, and stress-free. Below are answers to the most common questions parents ask about our Kid’s Savings Club Account.
You can get started with just $5. The low opening balance makes it easy for families to introduce children to the world of banking without a large upfront commitment.
Once the account is open, kids can continue to grow their savings with small, steady deposits. It’s a simple way to teach them how small amounts can add up over time.
Yes! Every deposit of $2 or more earns your child a small prize. These fun rewards help keep kids excited and motivated to build their savings.
We want children to feel proud every time they visit the bank, so the rewards are designed to reinforce good saving habits in a way that’s enjoyable.
Withdrawals are limited to six per quarter to encourage long-term saving. If your child needs to make more than six withdrawals, a small $1.50 fee applies for each additional one.
This setup allows families flexibility when money is needed, while also teaching kids the importance of holding onto their savings for future goals.
Start Your Child’s Savings Journey Today
Ready to give your child a head start on financial literacy? Our friendly team would love to walk you through the simple steps of opening a Kids Savings Club Account and answer any questions along the way.
Together, we’ll make saving fun, rewarding, and a valuable part of everyday life. Call (580) 226-4610 or stop by one of our branches today, and let’s start building brighter financial futures, one deposit at a time.