For generations, we’ve been your neighbors, your friends, and your trusted financial partner.

About Citizens Bank and Trust: Ardmore’s Trusted Financial Experts
At Citizens Bank and Trust, community is something we live every single day. We’re proud to call Ardmore, Oklahoma, home, and we’ve built our reputation by showing up for our customers with the same neighborly service you’d expect from a local friend. Whether you’re running errands on Main Street, cheering on our local schools on a Friday night, or planning for your family’s future, we’re right here alongside you.
While our roots are local, our tools are modern. From online banking to a mobile app available on the App Store and Google Play, we make it easy to manage your money wherever life takes you. But what sets us apart is the personal touch; when you walk through our doors or call our team, you’ll always be greeted by someone who knows your name and cares about your goals.
Citizens Bank and Trust goes beyond accounts and loans. Our mission is to support the strength of Ardmore by walking beside you through life’s milestones from building a home to expanding a business or celebrating family goals.
Meet Our Executive Leadership
Strong communities grow from strong leadership. Our executive team brings decades of financial experience, local commitment, and a steady hand to every decision we make. Their focus is simple: champion the values of Ardmore, support our neighbors, and keep Citizens Bank and Trust moving forward with integrity and heart.
Meet Our Customer Service Team
Great banking starts with real people who care. Our customer service team is made up of friendly hometown faces who know your name, understand your goals, and are always ready to help. Whether you’re opening your first account or planning for your family’s future, they’re here to make banking feel easy, personal, and stress free.
FAQs About Banking With Citizens Bank and Trust
Citizens Bank and Trust has been a part of Southern Oklahoma for decades, and our difference starts with our people. We combine modern banking tools like online banking and mobile apps with the friendly, local service you’d expect from a neighbor. Every decision we make is rooted in supporting our community, making sure our customers feel both valued and understood.
Yes! We believe you deserve the best of both worlds. Our branches provide face-to-face service for customers who enjoy personal interaction, while our online and mobile banking options make it easy to manage your money anytime, anywhere. With Citizens Bank and Trust, you’ll never have to choose between convenience and connection; you get both, all from a team you know and trust.
Community is at the heart of everything we do. From sponsoring local events to cheering on school sports, we’re invested in the success of Ardmore and Southern Oklahoma. Our staff lives here, shops here, and raises families here, so every account opened or loan approved is another way we help families and businesses grow right here at home.
Personal Banking is Just a Call Away
Need a hometown banking team that knows Ardmore? Our friendly staff listens, answers questions in plain language, and helps you choose smart next steps for accounts, loans, and digital tools. Stop by our branch or call (580) 226-4610 for quick, reliable support.