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A Legacy of Service Since 1978

For nearly five decades, our banking story has been written alongside the people of Ardmore.

A woman in a striped shirt stands confidently in a modern office setting.

The History of Citizens Bank and Trust

The story of Citizens Bank and Trust began on September 18, 1978, when we first opened our doors in the Little Building on West Main Street. From that very first day, our purpose was simple: to serve Ardmore with dependable banking and a personal touch. By 1979, we had moved into our current location on North Commerce Street, where our community roots grew even deeper.

Over the years, our journey has been marked by steady growth and strong connections. We reopened our downtown location in 1984, converted to a state federal reserve bank in 1991, and soon after expanded into surrounding neighborhoods with branches in Dickson and inside the Ardmore Walmart Supercenter. By 1997, we proudly introduced our trust department, completing our transformation into Citizens Bank and Trust Company.

What started as a small-town bank has grown into a reliable financial partner with multiple branches and ATMs throughout Ardmore. But through every change and milestone, our focus has remained the same: delivering service with integrity, supporting local families and businesses, and building trust that lasts for generations.

Growing Alongside Our Community

Since 1978, our history has been woven into Ardmore’s story. Every expansion and milestone reflects our commitment to this community.

Building Our Legacy

As Ardmore has grown, so have we by adding branches, expanding services, and creating opportunities that keep banking close to home.

Continuing Our Story in Ardmore and Beyond

Connect With Your Local Southern Oklahoma Bank

Send Us A Message

Contact our Ardmore team today for personal banking with deep community roots.