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Your Rights, Your Protections

Transparency matters. Review our terms, policies, and agreements to better understand your rights and protections as a customer.

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Banking Disclosures and Legal Documents

At Citizens Bank and Trust, we believe transparency builds trust. The legal disclosures below explain how your accounts are managed, how we safeguard your information, and what responsibilities both you and the bank share when using our services.

We encourage every customer to review these documents carefully. Staying informed helps guarantee safe, secure, and convenient banking. Whenever we make updates, you’ll be notified and asked to review and accept the new terms before continuing with normal banking procedures. Thank you for trusting us to handle your financial needs with care.

Terms and Conditions

Privacy Policy

Mobile Privacy Policy

eStatement Agreement

Electronic Funds Transfer Disclosure

Mobile Deposit Agreement

Get Support With Policies and Agreements

Send Us A Message

Call (580) 226-4610 or visit one of our branches in Ardmore for support with disclosures and account services.