Our Physical Banking Locations in Southern Oklahoma

Main Branch Location

Our Main Branch is the cornerstone of Citizens Bank and Trust. From personal accounts to business services, this location offers full-service banking with a welcoming team ready to help. Customers can count on friendly support, convenient drive-thru access, and extended weekday hours.

1100 North Commerce Street, Ardmore, OK 73401

Lobby:
Monday-Thursday: 9:00 AM to 4:00 PM
Friday: 9:00 AM to 5:00 PM

Drive-Thru:
Monday-Friday: 8:00 AM to 6 PM
Saturday: 8:00 AM to 12:00 PM

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Downtown Location

Our Downtown Branch brings banking closer to Ardmore’s center, making it easy for customers working or shopping nearby to stop in. With personalized service and convenient hours, this location continues our tradition of community banking.

10 West Main Street, Ardmore, OK 73401

Lobby:
Monday-Friday: 9:00 AM to 4:00 PM

Drive-Thru:
Monday-Friday: 8:30 AM to 5:30 PM

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Dickson Location

Our Dickson Branch makes it simple for customers in surrounding communities to enjoy the same friendly service and trusted banking without traveling far.

Highway 199 & US-177, Dickson, OK 73401

Drive-Thru Only:
Monday-Thursday: 8:30 AM to 4 PM
Friday: 8:30 AM to 5:00 PM

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Walmart Location

For added convenience, our Walmart Branch offers access to essential banking services where many Ardmore families already shop. It’s a simple way to combine errands with trusted local banking.

1715 North Commerce Street, Ardmore, OK 73401

In-Store Only Lobby:
Monday-Friday: 9:00 AM to 7:00 PM
Saturday: 9:00 AM to 4:00 PM
Sunday: 12:00 PM to 4:00 PM

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Questions About Our Branches?

From hours to services, our Ardmore staff is always glad to assist. Let us help you find the right branch for your needs.

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Contact our Ardmore team today for personal banking with deep community roots.

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