Plan ahead, save weekly, and enjoy the holidays without financial stress.
Save Smarter With a Christmas Club Account
The holidays should be filled with joy, not financial stress. With a Christmas Club Savings Account, you can set aside money throughout the year in easy weekly increments and have it ready when the holiday season arrives. For 49 weeks, you’ll make small, manageable contributions of your choice, and during the 50th week, Citizens Bank and Trust will make the final payment for you.
This savings account is a simple way to plan ahead for gifts, celebrations, and all the extras that come with the season. By the time November rolls around, you’ll have a holiday fund waiting, helping you avoid last-minute credit card debt and enjoy a stress-free Christmas.
How the Christmas Club Account Works
Each year, Christmas Club registration opens in November and runs until February 1st. Once enrolled, you’ll choose the weekly contribution that best fits your budget, and those deposits will build up over the course of the year.
At the end of the savings period, your accumulated balance will be automatically deposited into your checking account if you already bank with us. If not, you can receive your savings in the form of a cashier’s check just in time for holiday shopping.
Choose the Christmas Club plan that works best for your needs:
Each plan offers a simple, structured path toward building your holiday fund. By saving a little at a time, you’ll have peace of mind when the season of giving arrives.
Christmas Club Account FAQs
We know you might have questions about how a Christmas Club Savings Account works. Here are some quick answers to help you decide if it’s right for you:
Christmas Club enrollment opens each November and remains available until February 1st. Once you’re signed up, you’ll begin making weekly deposits that build up over the year so your holiday funds are ready by November.
If you’re already a customer, your savings will be automatically deposited into your checking account. If you don’t have an account with us, you’ll receive your savings in the form of a cashier’s check, making it easy to access your funds right before holiday shopping begins.
Life happens, and sometimes payments are missed. We encourage you to speak with an account representative so we can help you stay on track. Even if you don’t complete every week, the funds you have deposited will still be available to you at the end of the savings term.
Start Saving Early With a Christmas Club Account in Southern Oklahoma
Ready to start saving for a stress-free holiday season? Our team is here to help you choose the best Christmas Club plan for your budget. Call us at (580) 226-4610, visit one of our branches, or stop by during registration to learn more about setting up your account.
Plan ahead, save with ease, and celebrate the holidays worry-free.